The assumptions which come packaged with Voyant (with the exception of the Market Assumptions) are just placeholders and are not updated by us, other than changes that relate to legislation e.g. replacing LTA escalation with CPI in 2018. We recommend that you review and set these defaults as a firm, prior to use.
Preferences are the underlying default assumptions used by the software when calculating client cases. In Voyant we code for what we know -- i.e. what the government has announced or legislated -- and when moving beyond the known, we give you, the adviser or paraplanner, tools to set whatever you deem to be reasonable assumptions about future projections.