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  <loc>https://support.planwithvoyant.com/hc/en-us/articles/205942495-Can-a-single-debt-be-linked-to-multiple-properties</loc>
  <lastmod>2024-03-28T09:08:35Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/205953215-FAQ-Taxes-Due-Why-are-taxes-sometimes-due-at-end-of-year-for-individuals-with-multiple-pensions-or-employment-incomes-Truing-multiple-incomes-with-the-personal-allowance-UK</loc>
  <lastmod>2021-09-15T19:27:42Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/205953275-Carryover-PETs-and-CLTs-Where-to-enter-Potentially-Exempt-Transfers-and-Chargeable-Lifetime-Transfers-that-predate-the-start-of-the-plan-UK</loc>
  <lastmod>2024-11-12T10:37:11Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/205961155-Carryover-Assumptions-Nil-rate-band-transfers-carryover-from-the-death-of-a-spouse-prior-to-the-beginning-of-the-plan-UK</loc>
  <lastmod>2025-08-13T08:44:18Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/206282965-How-to-show-a-switch-in-mortgage-from-interest-only-to-repayment</loc>
  <lastmod>2024-10-03T15:45:36Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/206283105-Crystallise-final-salaries-before-money-purchases-UK</loc>
  <lastmod>2024-02-22T16:47:44Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/206283285-User-name-and-password-requirements-All-Regions</loc>
  <lastmod>2024-12-19T11:26:25Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/206344295-Preferences-Reinvest-Yield</loc>
  <lastmod>2024-02-22T16:46:11Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/206529483-Set-pension-contributions-to-be-made-via-salary-sacrifice</loc>
  <lastmod>2024-01-15T12:17:15Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/207194316-How-to-enter-a-policy-that-combines-Term-Life-and-Critical-Illness-cover</loc>
  <lastmod>2024-10-07T16:17:12Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/208777866-FAQ-Performance-Insight-How-does-the-performance-slider-work-I-d-like-to-understand-what-it-means-by-sliding-down-to-a-1-lower-return</loc>
  <lastmod>2026-01-21T17:37:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/209613806-FAQ-Lump-Sum-Savings-Insight-What-account-does-the-Lump-Sum-Need-Analyser-assume-the-lump-sum-is-to-be-paid-into</loc>
  <lastmod>2021-10-26T14:47:53Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/210068886-FAQ-I-often-generate-reports-for-colleagues-How-do-I-change-the-name-of-the-adviser-and-other-details-on-the-cover-page-of-reports-UK</loc>
  <lastmod>2021-09-13T19:18:48Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/210106406-Can-jointly-owned-property-or-assets-be-shown-with-unequal-ownership-Tenants-in-Common-Ownership</loc>
  <lastmod>2023-06-05T10:47:27Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/210224126-FAQ-Net-worth-does-not-show-non-legal-spouse-assets</loc>
  <lastmod>2021-09-10T20:43:58Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/210747046-FAQ-Lump-Sum-Savings-Insight-Why-do-I-get-a-result-of-0-when-there-is-a-shortfall-in-the-plan</loc>
  <lastmod>2021-09-13T19:56:52Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/210749626-Q-How-do-I-model-tax-exempt-clients-Ireland</loc>
  <lastmod>2021-08-13T20:12:02Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/210785746-How-do-I-add-a-Loan-Trust-UK</loc>
  <lastmod>2025-12-03T16:13:15Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211489283-Voyant-Planning-Year-UK</loc>
  <lastmod>2024-06-20T10:27:38Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211518926-How-do-I-model-a-Final-Salary-pension-in-payment-which-is-level-now-but-escalates-from-a-future-date</loc>
  <lastmod>2024-12-24T13:58:49Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211529543-ISA-spousal-allowance-creating-a-spike-in-plan</loc>
  <lastmod>2024-02-23T19:38:22Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211530103-FAQ-Benefits-in-Kind-Do-benefits-in-kind-show-in-the-cash-flow-UK</loc>
  <lastmod>2024-02-22T16:59:10Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211530283-Property-Growth-Depreciation-on-an-asset</loc>
  <lastmod>2024-10-03T14:50:44Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211530623-Defined-benefit-schemes-present-or-future-value</loc>
  <lastmod>2024-02-23T21:02:57Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211555443-FAQ-Can-AdviserGo-be-used-offline</loc>
  <lastmod>2024-02-23T21:19:40Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211566723-How-do-I-switch-off-client-plan-update-notification-emails</loc>
  <lastmod>2024-02-19T11:23:17Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211659463-Trust-income</loc>
  <lastmod>2024-03-28T11:26:11Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211660403-Investment-bond-in-trust</loc>
  <lastmod>2021-09-21T10:20:53Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211660623-Pension-spike-age-75-Lifetime-Allowance-tax-charge</loc>
  <lastmod>2024-02-23T20:39:43Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211660743-State-Pension-in-future-value</loc>
  <lastmod>2024-03-28T12:35:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/211795763-Can-a-client-s-personal-allowance-be-adjusted-to-reflect-the-marriage-allowance-UK</loc>
  <lastmod>2023-01-26T16:33:03Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/212042346-What-is-the-difference-between-an-adviser-and-an-auxiliary-paraplanner-licence</loc>
  <lastmod>2025-12-03T15:47:19Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/212988123-My-client-has-inherited-a-property-how-do-I-model-this-UK</loc>
  <lastmod>2024-04-18T16:12:01Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/213449726-How-do-I-set-the-term-on-an-annuity-UK</loc>
  <lastmod>2024-06-18T08:36:27Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/213512246-Default-Inflation-Growth-Rates-15-year-Gilt-Rate</loc>
  <lastmod>2024-02-22T16:29:49Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/213995443-How-do-I-gift-a-property-e-g-to-children-UK</loc>
  <lastmod>2025-01-28T13:59:36Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/214692323-Death-In-Service-Benefit</loc>
  <lastmod>2024-10-17T07:36:18Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/215104783-How-can-I-use-Voyant-to-show-the-impact-a-Loan-Trust-has-on-a-client-s-Estate</loc>
  <lastmod>2025-02-04T10:29:48Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/217522486-Your-User-Profile-How-to-update-your-address-phone-number-etc-UK</loc>
  <lastmod>2025-10-07T13:46:58Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115000087223-How-to-enter-a-tax-deductible-expense-for-a-rental-property</loc>
  <lastmod>2023-06-14T11:38:15Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115000091426-Bonds-Life-Funds-Planned-withdrawals-are-not-showing-in-cashflow-chart</loc>
  <lastmod>2023-04-18T15:47:29Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001379743-FAQ-Income-How-to-model-a-Rent-a-Room-Scheme-UK</loc>
  <lastmod>2021-09-15T19:27:42Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001379843-FAQ-Stamp-Duty-Does-Voyant-calculate-stamp-duty-on-the-purchase-of-a-property</loc>
  <lastmod>2021-09-14T20:24:06Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001491863-System-Requirements-What-will-I-need-to-use-VoyantGo</loc>
  <lastmod>2020-11-25T14:13:36Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001539906-Can-VoyantGo-be-used-offline</loc>
  <lastmod>2017-04-17T22:59:45Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001540426-FAQ-System-Requirements-What-will-I-need-to-use-AdviserGo-UK</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001694103-Select-a-video-library</loc>
  <lastmod>2024-07-02T20:51:42Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001710523-Logging-into-VoyantGo</loc>
  <lastmod>2017-04-17T21:51:14Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001715343-Logging-into-AdviserGo-UK-Where-do-I-need-to-go-to-log-into-the-UK-version-of-AdviserGo</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001715903-How-to-register-for-a-free-30-day-trial-of-AdviserGo</loc>
  <lastmod>2024-07-02T20:46:29Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001732246-Introductory-Learning-Track-for-AdviserGo-US</loc>
  <lastmod>2025-12-15T14:48:40Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001732286-Introductory-Learning-Track-for-AdviserGo-Canada</loc>
  <lastmod>2025-12-19T19:03:00Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001733286-Document-Video-Library-Canada</loc>
  <lastmod>2022-09-22T19:04:00Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001756726-Logging-into-AdviserGo-UK-Where-do-I-need-to-go-to-log-into-the-UK-version-of-AdviserGo</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001774626-How-to-enable-cookies-in-your-browser</loc>
  <lastmod>2020-11-25T14:17:00Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001794863-VoyantGo-FAQs</loc>
  <lastmod>2024-03-28T11:41:38Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001859383-Start-building-a-new-client-case-from-the-Home-Screen-UK</loc>
  <lastmod>2024-10-01T12:31:45Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001860223-Inviting-clients-to-access-or-build-their-plan-in-VoyantGo-UK</loc>
  <lastmod>2024-03-28T12:25:31Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001874543-Reissue-an-invitation-I-sent-an-invitation-to-my-client-containing-the-wrong-mobile-number-for-PIN</loc>
  <lastmod>2020-12-02T09:16:59Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001874563-Reissuing-a-PIN-My-client-has-misplaced-their-registration-PIN</loc>
  <lastmod>2017-04-14T18:13:12Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001876563-Reactivate-a-client-s-ClientGo-user-account-consumer-license</loc>
  <lastmod>2023-02-08T11:48:21Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001876583-Deactivate-a-client-s-consumer-user-account-deactivate-and-reassign-a-consumer-license-ClientGo</loc>
  <lastmod>2023-06-28T17:42:45Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001876603-Assisting-your-clients-with-forgotten-user-names-and-passwords</loc>
  <lastmod>2024-03-28T11:52:18Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001887543-Option-B-Invite-your-client-to-begin-work-on-their-own-plan-use-VoyantGo-for-initial-fact-finding</loc>
  <lastmod>2017-04-17T21:39:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001887563-Option-B-Next-steps-what-your-client-will-need-to-do-begin-work-on-their-plan-in-VoyantGo</loc>
  <lastmod>2017-04-17T21:38:21Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001900346-Option-A-Invite-your-clients-to-access-a-financial-plan-that-you-have-created-for-them</loc>
  <lastmod>2021-05-19T12:38:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001912266-Option-A-Next-steps-what-your-client-will-need-to-do-to-access-their-plan</loc>
  <lastmod>2020-12-02T10:16:08Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001914486-How-to-revoke-a-pending-client-invitation-UK</loc>
  <lastmod>2024-12-24T14:04:39Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001940563-Inviting-clients-to-access-or-build-their-plans-in-VoyantGo</loc>
  <lastmod>2024-03-28T12:28:36Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001940663-Your-adviser-has-invited-you-to-access-a-financial-plan-they-created-for-you-in-VoyantGo</loc>
  <lastmod>2024-03-28T12:26:35Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001941203-FAQ-What-is-the-cost-of-AdviserGo</loc>
  <lastmod>2024-11-28T11:27:14Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001941223-FAQ-Will-AdviserGo-work-on-my-iPad</loc>
  <lastmod>2021-09-10T19:54:30Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001942643-Are-clients-editing-in-VoyantGo-plans-created-by-the-adviser</loc>
  <lastmod>2019-05-07T09:26:39Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001942683-Is-my-view-of-the-plan-in-AdviserGo-any-different-from-my-client-s-view-of-it-in-VoyantGo</loc>
  <lastmod>2017-04-17T22:53:59Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001942943-Where-do-I-go-to-invite-clients-to-use-VoyantGo</loc>
  <lastmod>2017-04-17T23:08:39Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001943003-Discrepancy-between-the-number-of-invitations-available-and-the-number-of-VoyantGo-client-licenses-used</loc>
  <lastmod>2017-04-17T23:12:58Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001943123-What-is-the-cost-of-VoyantGo</loc>
  <lastmod>2017-04-17T23:25:48Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001954163-Invitation-error-The-invite-you-are-using-is-no-longer-valid-instructions-for-advisers</loc>
  <lastmod>2017-04-18T16:33:04Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001954363-Invitation-error-The-invite-you-are-using-is-no-longer-valid-instructions-for-clients</loc>
  <lastmod>2017-04-18T15:41:50Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001971366-Import-client-information-from-an-integration-partner-into-AdviserGo</loc>
  <lastmod>2024-04-08T11:10:35Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001974426-Integrations-How-to-activate-integration-services-subscription-owners-and-managers-only</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001975406-FAQ-What-is-AdviserGo</loc>
  <lastmod>2024-02-23T21:20:11Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001976806-What-is-VoyantGo</loc>
  <lastmod>2024-03-28T11:41:24Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001976846-Do-clients-see-all-the-what-if-plans-scenarios-created-by-an-adviser</loc>
  <lastmod>2017-04-17T22:46:48Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001976866-Do-I-need-a-VoyantGo-license-for-every-client-I-have-in-Voyant</loc>
  <lastmod>2017-04-17T22:48:07Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001976886-Does-ClientGo-replace-Voyant-Home</loc>
  <lastmod>2023-02-27T16:31:29Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001976966-Is-VoyantGo-used-to-share-plans-that-I-create-for-my-clients-or-is-it-used-to-invite-clients-to-build-their-own-cases</loc>
  <lastmod>2017-04-17T22:55:28Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001977086-Is-VoyantGo-tablet-friendly-Will-it-work-on-my-iPad</loc>
  <lastmod>2017-04-17T22:58:45Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001977126-Does-VoyantGo-synchronise-changes-with-Voyant-Adviser-and-AdviserGo</loc>
  <lastmod>2017-04-17T23:03:26Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115001977206-Can-I-remove-a-client-s-access-to-VoyantGo-and-reassign-it-to-another-client</loc>
  <lastmod>2017-04-17T23:13:45Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115002130426-Can-our-firm-s-own-bespoke-set-of-market-assumptions-be-added-to-the-software</loc>
  <lastmod>2022-02-16T21:50:32Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115002231966-Grow-all-investment-and-retirement-accounts-using-asset-allocation-preference</loc>
  <lastmod>2024-12-10T20:57:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115002234426-Calculation-Settings-Assume-predeceased-upon-simultaneous-death-preference</loc>
  <lastmod>2026-02-25T09:56:02Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115002302123-FAQ-The-Net-Worth-chart-is-not-showing-the-full-value-of-my-clients-assets-Why</loc>
  <lastmod>2021-09-10T20:52:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115003059026-What-calculation-is-used-to-create-the-real-money-view</loc>
  <lastmod>2021-09-13T19:44:39Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115003088526-Rebranding-and-Preferences-Options-for-managing-preferences-default-assumptions-in-white-labelled-versions-of-the-software</loc>
  <lastmod>2025-12-08T14:41:57Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/115004475443-Plan-showing-employment-income-during-critical-illness</loc>
  <lastmod>2025-12-11T11:47:50Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360002382991-Do-you-have-a-demo-client-to-present-Voyant-s-features-and-capabilities</loc>
  <lastmod>2023-04-21T10:32:54Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360003058851-FAQ-Where-can-I-find-Voyant-s-General-Data-Protection-Regulation-GDPR-statement</loc>
  <lastmod>2024-02-23T21:22:54Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360004055331-FAQ-What-happens-to-a-client-file-once-it-has-been-deleted-from-the-software</loc>
  <lastmod>2021-09-13T21:08:12Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360004743292-Splitting-pension-income-between-spouses-partners-UK</loc>
  <lastmod>2025-12-18T11:36:52Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360004968132-How-to-import-from-BIS-into-Voyant</loc>
  <lastmod>2023-08-02T17:41:17Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360006702492-FAQ-Preferences-Are-the-software-s-default-assumptions-periodically-updated</loc>
  <lastmod>2021-09-15T19:17:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360007479191-FAQ-Taxation-Does-Voyant-model-Scottish-taxation-How-to-set-the-software-to-model-Scottish-tax-rates-UK</loc>
  <lastmod>2021-09-15T19:27:42Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360007812992-How-to-import-from-Transact-into-Voyant-UK</loc>
  <lastmod>2025-05-13T09:08:18Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360007833232-Checklist-Things-to-check-following-the-import-of-a-client-record-from-one-of-our-integration-partners</loc>
  <lastmod>2024-04-08T11:08:20Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360016603871-Is-Voyant-geared-towards-meeting-the-new-APTA-requirements-for-Defined-Benefit-transfers</loc>
  <lastmod>2018-10-01T23:34:20Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360019522991-Monte-Carlo-More-about-the-Monte-Carlo-Insight-UK</loc>
  <lastmod>2024-04-25T14:46:33Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360020222732-How-to-make-2-step-authentication-mandatory-for-users-in-your-subscription-All-Regions</loc>
  <lastmod>2024-12-23T15:14:01Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360020487032-How-can-I-change-which-plans-a-client-can-view-in-VoyantGo</loc>
  <lastmod>2025-10-09T08:17:53Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360020531392-Withdrawal-Limits-Placing-restrictions-on-the-software-s-ability-to-liquidate-assets-as-needed-UK</loc>
  <lastmod>2024-07-04T13:09:26Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360020742672-First-Steps-Getting-Started-with-AdviserGo-Videos</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360020995811-Intelliflo-Integrations-Demo-Videos</loc>
  <lastmod>2026-01-13T16:30:24Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360021264731-Monte-Carlo-Insight-and-Market-Assumptions-What-is-the-difference-between-arithmetic-and-geometric-returns</loc>
  <lastmod>2021-09-13T19:46:22Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022319632-Withdrawal-Limits-UK-Limit-withdrawals-from-drawdown-pensions-to-a-percentage-of-GAD-in-AdviserGo</loc>
  <lastmod>2024-12-11T11:28:15Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022319672-Schedule-the-future-payoff-or-a-onetime-overpayment-on-a-debt</loc>
  <lastmod>2021-11-15T11:12:59Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022319692-Switch-between-single-dual-chart-and-compare-plan-views-of-the-charts-UK</loc>
  <lastmod>2025-11-12T11:04:45Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022500471-Detailed-Chart-Views-Toggle-detailed-charts-and-the-yearly-chart-details-the-Year-View-on-or-off-with-a-single-click</loc>
  <lastmod>2024-04-04T16:07:48Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022500511-Yearly-Chart-Details-View-the-details-behind-the-charts-in-AdviserGo-UK</loc>
  <lastmod>2024-04-04T16:04:42Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022500531-Withdrawal-Limits-Reserve-a-minimum-balance-on-an-account-in-AdviserGo-UK</loc>
  <lastmod>2023-04-06T10:12:00Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360022500611-About-Plan-Settings-View-and-manage-the-default-assumptions-for-a-client-plan-in-the-Plan-Settings-UK</loc>
  <lastmod>2026-01-05T11:04:11Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360024145652-Increase-or-decrease-future-debt-payments-using-Steps-in-AdviserGo</loc>
  <lastmod>2024-03-28T15:53:09Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360024146012-Link-Incomes-Expenses-and-Debts-mortgages-to-Properties</loc>
  <lastmod>2024-10-01T11:18:41Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360024146072-Recent-Clients-View-a-list-of-the-client-cases-you-ve-most-recently-accessed-in-AdviserGo</loc>
  <lastmod>2024-10-01T10:45:33Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360024146252-Schedule-the-future-crystallisation-of-a-money-purchase-pension-UK</loc>
  <lastmod>2026-03-19T17:30:54Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360026661932-Can-the-software-take-as-needed-withdrawals-from-pensions-as-tax-free-cash-only</loc>
  <lastmod>2025-08-12T22:10:03Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360026945131-How-to-model-a-Property-Authorised-Investment-Fund-PAIF</loc>
  <lastmod>2019-04-15T11:52:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360029846911-How-to-Access-the-WealthTrack-Integration</loc>
  <lastmod>2025-02-18T10:29:54Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031932612-Investment-Return-Insight-UK</loc>
  <lastmod>2025-11-04T11:46:12Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031932712-Lump-Sum-Savings-Insight-UK</loc>
  <lastmod>2025-02-05T10:30:54Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031934752-Performance-Insight-UK</loc>
  <lastmod>2025-10-07T11:02:02Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031935112-Retirement-Spending-Insight-UK</loc>
  <lastmod>2026-03-26T13:53:12Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031935852-Is-surplus-income-spent-or-saved</loc>
  <lastmod>2026-02-19T12:50:34Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031936252-Contributions-How-to-set-up-regular-savings-into-Savings-and-Investments-UK</loc>
  <lastmod>2024-07-09T07:54:06Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360031936332-Expense-Fulfillment-and-the-Liquidation-Order-In-what-order-are-expenses-fulfilled-and-what-funds-are-used-to-pay-them-UK</loc>
  <lastmod>2026-03-25T16:15:11Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360032276131-Annual-Savings-Insight-UK</loc>
  <lastmod>2024-09-19T07:57:03Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360032278971-Life-Needs-Insight-UK</loc>
  <lastmod>2025-03-31T14:17:10Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360032280051-Contributions-How-to-set-up-regular-savings-into-a-Money-Purchase-Pension-UK</loc>
  <lastmod>2024-07-04T13:05:16Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360034252072-Additional-Frequency-Options-UK</loc>
  <lastmod>2021-09-15T19:27:42Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360035047232-Instructions-for-setting-up-importing-and-updating-clients-via-the-New-Intelliflo-OAuth-Integration</loc>
  <lastmod>2025-05-16T19:05:15Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360035416911-Iress-Import-Guide-UK</loc>
  <lastmod>2024-07-03T16:09:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360037688692-Introductory-Learning-Track-for-AdviserGo-UK</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360038267232-Financial-Summary-Report-About-the-report</loc>
  <lastmod>2024-11-22T17:17:38Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360038448552-Market-Crash-Insight-UK</loc>
  <lastmod>2025-10-09T16:06:15Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360038449432-Presenting-the-Timeline-and-Goals-UK</loc>
  <lastmod>2024-04-04T16:13:54Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360038450712-Presenting-the-Let-s-See-Screen-Charts-UK</loc>
  <lastmod>2025-09-05T19:15:27Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360038680512-Transfers-Schedule-one-off-or-ongoing-transfers-between-accounts-or-from-surplus-income-into-an-Investment-account-UK</loc>
  <lastmod>2025-09-04T20:37:17Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360038833631-Loss-Capacity-Insight-UK</loc>
  <lastmod>2025-07-15T08:20:25Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360039763931-Downsizing-and-purchasing-a-new-property-UK</loc>
  <lastmod>2024-12-24T11:07:25Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360040690752-Is-there-any-difference-in-the-Income-Tax-calculation-applied-to-the-different-income-source-options-Ireland</loc>
  <lastmod>2025-01-08T16:38:18Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360040743352-About-Events-UK</loc>
  <lastmod>2025-07-09T10:40:56Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360040748312-About-Goals-UK</loc>
  <lastmod>2026-01-05T11:07:10Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360041181891-How-to-edit-update-items-in-a-client-case-UK</loc>
  <lastmod>2024-06-26T14:19:35Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360041396251-How-to-schedule-planned-withdrawals-from-savings-investments-or-a-defined-contribution-pension-Retirement-Account</loc>
  <lastmod>2025-08-26T09:13:40Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360042368051-How-to-add-a-spouse-partner-or-child-to-a-client-record</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360042374051-Potential-IHT-Insight-UK</loc>
  <lastmod>2025-07-15T14:55:17Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360043163351-How-to-convert-PDF-reports-to-Word-UK</loc>
  <lastmod>2024-12-13T09:43:50Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360043163551-Client-Teams-How-to-add-a-client-record-to-a-team</loc>
  <lastmod>2025-06-24T11:24:37Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360043396452-How-to-add-a-what-if-plan-UK</loc>
  <lastmod>2025-11-12T10:44:28Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360043656792-Sharing-Client-Cases-How-to-share-access-to-a-client-record-with-a-colleague-UK</loc>
  <lastmod>2023-06-22T14:14:50Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360044173351-How-to-model-a-gift-or-charitable-donation-UK</loc>
  <lastmod>2025-08-28T08:50:10Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360044770311-How-to-rename-a-What-if-plan-UK</loc>
  <lastmod>2024-06-03T18:08:30Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360044947012-About-Plan-Settings-A-master-list-of-the-software-s-default-assumptions-and-settings</loc>
  <lastmod>2025-09-04T15:36:06Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360045155171-How-to-delete-a-What-if-plan-UK</loc>
  <lastmod>2024-06-03T18:09:29Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360045301832-How-to-add-items-to-a-client-plan-UK</loc>
  <lastmod>2024-02-26T18:03:51Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360045752391-Plan-Settings-Setting-the-Liquidation-Order</loc>
  <lastmod>2024-11-10T20:09:04Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360045793891-Plan-Settings-Setting-the-Savings-Order</loc>
  <lastmod>2024-10-03T11:52:33Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360045875312-How-to-assume-all-surplus-income-is-saved-after-retirement-UK</loc>
  <lastmod>2024-01-29T17:30:37Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046169752-Employment-Income-How-to-add-income-to-a-client-plan-UK</loc>
  <lastmod>2024-02-07T09:59:52Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046173552-Entering-a-Windfall-or-one-off-inflow-such-as-an-Inheritance-UK</loc>
  <lastmod>2024-04-09T10:15:24Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046300191-Cash-flow-chart-What-do-the-black-and-blue-need-lines-represent-UK</loc>
  <lastmod>2024-10-07T15:54:46Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046456532-Charts-redesigned-with-streamlined-navigation-new-zoom-options-plus-other-features-and-improvements</loc>
  <lastmod>2021-09-09T20:11:06Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046460292-Chart-zoom-tools-zoom-in-or-out-to-change-scale-focus-on-selected-stages-and-timespans</loc>
  <lastmod>2021-09-09T16:09:01Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046460772-The-refactored-charts-in-action</loc>
  <lastmod>2021-09-09T20:09:08Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046611171-How-to-do-hard-refresh-in-Chrome-Firefox-Safari-and-Microsoft-Edge</loc>
  <lastmod>2024-10-07T15:44:57Z</lastmod>
</url>
<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/360046620571-How-to-clear-browser-cache-in-Chrome-Firefox-Safari-and-Microsoft-Edge-UK</loc>
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<url>
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<url>
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<url>
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  <loc>https://support.planwithvoyant.com/hc/en-us/articles/4405510060315-Timeline-and-Events-About-the-Timeline-and-future-planning-events</loc>
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<url>
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<url>
  <loc>https://support.planwithvoyant.com/hc/en-us/articles/4405510066715-Timeline-and-Events-About-the-Timeline-and-future-planning-events</loc>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<url>
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</url>
<url>
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<url>
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</url>
<url>
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<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<url>
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<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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  <lastmod>2025-12-22T11:33:56Z</lastmod>
</url>
<url>
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<url>
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<url>
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  <lastmod>2025-08-19T13:59:17Z</lastmod>
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<url>
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</url>
<url>
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</url>
<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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<url>
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