The Historic Insight Report provides a retrospective view of plan performance by applying historical market data to a client’s financial plan. This report helps illustrate how a plan may have performed over a selected time period using real-world index returns.
Note: The historic simulation is only applied to accounts using asset allocation for growth. Accounts set to fixed growth rates are not included in the historic simulation and will continue to grow using their defined fixed returns.
What’s Included in the Report
The Historic Insight Report is designed to be simple and visual, focusing on chart-based output rather than detailed numerical results.
Key components:
Insight Result Bar Chart
- Displays the outcome of the historic simulation.
- Defaults to showing the Cash Flow - detailed chart series.
- Users can select alternative chart views in the report configuration.
Time Period
- Displays the Start Year and End Year used for the simulation.
- If the simulation has not been previously run, these default to the earliest and latest years available for the selected index.
Stock Market Index
- Included in the report description.
- Region-specific:
- UK / Ireland: FTSE All-Share
- All other regions: S&P 500
Adviser Notes
Custom text added by the adviser in the UI will appear at the end of the report section.
Important Notes on Data & Results
- The report reruns the simulation at the time of generation using the most recent simulation inputs (arguments), rather than displaying previously cached results.
- There are no numerical result tables, the chart is the primary output.
- If required plan data is missing:
- The report will still generate.
- A “Chart Not Available” message will display in place of the chart.
How to Run the Historic Insight Report
- Navigate to the Reports section in AdviserGo.
Locate the Historic report.
- Scroll to the top left of the Reports page and select "Review Configure & Generate" then select the three dots to the right of the report name. Click Configure to customize the report:
- Select your desired Start Year and End Year.
- Choose which chart type to display.
(Optional) Add any Adviser Notes to include in the report.
- Generate the report and review.
When to Use This Report
The Historic Insight Report is particularly useful for:
- Demonstrating how a plan would have performed during specific historical periods
- Providing context around market volatility and sequence of returns
Supporting conversations about risk and long-term planning assumptions.
Tip: This is a great insight to use for plans you want to stress test.