United Kingdom
Articles and other resources related to our software for financial professionals in the United Kingdom.
ClientGo
- Locked Plans - ClientGo
- Client View of ClientGo -creating a new client plan - UK and Ireland
- ClientGo FAQs - UK and Ireland
- The difference between ClientGo and VoyantGo - UK and Ireland
- Client View of ClientGo - updating your Voyant plan - UK and Ireland
- ClientGo- Inviting Existing Clients - UK and Ireland
Trialing Voyant AdviserGo - Our planning software for financial professionals
- FAQ, System Requirements - What will I need to use AdviserGo? - UK
- How do I register for a free 30-day trial of AdviserGo UK?
- FAQ - How long does a trial of the software last and are there any strings attached?
- FAQ - Is it possible to trial Voyant as a group, with colleagues, so that we can share information while trying out the software?
- "Client record is too old for trialist access" - I am not being allowed to access the client records I created during a previous trial of the software
Getting Started - First steps, building your first client case in AdviserGo
- FAQs - Moving from Adviser to AdviserGo
- Moving from Adviser to AdviserGo?
- Logging into AdviserGo UK - Where do I need to go to log into the UK version of AdviserGo?
- Introductory Learning Track for AdviserGo - UK
- First Steps - Getting Started with AdviserGo (Videos)
- Problems Logging In? Where to find assistance - UK
General Information and FAQs
- Deactivate MFA Device
- FAQ - Pension Transfers - UK
- Moving from Adviser to AdviserGo - New Features you'll have available
- Do you have a demo client to present Voyant's features and capabilities?
- FAQ - Where can I find Voyant's General Data Protection Regulation (GDPR) statement?
- FAQ - Multi-currency - Can incomes and investments be entered in multiple currencies?
What's new in AdviserGo United Kingdom?
The Home Screen - Accessing your client records
The Dashboard - Your planning control centre
The Timeline - Events and stages
- Client is already retired. How to delete the Pre-Retirement stage and the Retirement event - UK
- Timeline and Events - About the Timeline and future planning events
- Timeline, Events - How to add events to the timeline - UK
- Timeline, Default Events - Some events are created for you automatically by the software
- Timeline, FAQ - Why use events, rather than years or dates, for timing?
- Timeline, Events - How to edit events, change the event’s name, owner, icon, and position on the timeline
The Let's See Charts - Viewing and presenting plan results
- View the cumulative taxes, tallied over the course of the plan, in the Year View of the charts, on the Taxes tab - UK
- Presenting the Let's See screen
- Switch between single, dual chart, and compare plan views of the charts
- Yearly Chart Details - View complete details for each year of the plan, see the numbers behind the charts in AdviserGo
- Detailed Chart Views - Toggle detailed charts and the yearly chart details (the Year View) on or off with a single click
- FAQ - The Net Worth chart is not showing the full value of my clients' assets. Why?
Insights - Planning simulations
- A primer on using Voyant software's market-based functionality
- Annual Savings Insight - UK
- Goal Priority Analysis
- Historic Insight - UK
- Investment Return Insight - UK
- Life Needs Insight - UK
What-Ifs - Planning scenarios
Reports - Printable reports and reporting options
- Financial Summary Report and the Asset Allocation Pie Chart
- How to generate a report
- Which reports can be generated in Excel
- Required software for viewing reports
- Financial Summary Report - About the report
- Report Sets - How to select and save a reusable set of reports
Plan Settings - Set the software's default assumptions
- Present Value v's Future Value
- Mortality Age - UK
- How to correct asset allocation errors after switching from one set of market assumptions to another
- Market Assumptions - How to change the set of market assumptions for an existing plan
- Market Assumptions - Switching over from RSMR to Dimensional Funds Voyant UK Market Assumptions
- About Plan Settings - View and manage the default assumptions for a client plan in the Plan Settings - UK
Cash Flow and Taxation Essentials - About the software's calculation engine
- FAQ - How do I model tax exempt clients? (UK)
- View the cumulative taxes, tallied over the course of the plan, in the Year View of the charts, on the Taxes tab - UK
- How to assume all surplus income is saved after retirement - UK
- Cash flow chart – What do the black and blue need lines represent?
- Expense Fulfillment and the Liquidation Order - In what order are expenses fulfilled and what funds are used to pay them? - UK
- Is surplus income spent or saved?
Integrations with our UK Software - Importing client information
- BALANCES (ISA's/PENSIONS) NOT EDITABLE ON IMPORT
- New: Salesforce Financial Services Cloud : Voyant Integration
- Integrations with Partner Service Providers (Videos)
- Checklist – Things to check following the import of a client record from one of our integration partners
- Instructions for setting up, importing and updating clients via the New Intelliflo (OAuth) Integration
- Instructions for setting up, importing and updating clients via the Iress Integration
People - Your clients and their family
Carryover Assumptions - Information on taxes and contributions that predate the start of the plan
Goals and Expenses - Plan for current and future spending
- Timing - How to Schedule a One-off Lump Sum Expense - UK
- Entering expenses and setting priority levels – UK
- Net Worth Goal (New) - UK
- How to add expenses to a client plan - UK
- How to model a gift or charitable donation - UK
- FAQ, Stamp Duty - Does Voyant calculate stamp duty on the purchase of a property?
Legacy Expenses, Gifting - Potentially exempt transfers, charitable gifting, and their use in estate planning
Employment Income - Current and future income from earnings
- Employment Income - How to add income to a client plan (UK)
- FAQ, Income - Employment vs. Other Income, what is the difference? (UK)
- Income - Model a future change, a step up or down, in salary - UK
- Additional Frequency Options (UK)
- Bonuses - How to model variable income from bonuses (UK)
- FAQ, Benefits in Kind - Do benefits in kind show in the cash flow? (UK)
Other Income - Income from rent, royalties, foreign earned income , or model tax-free income or incomes net of taxes
Windfalls - Planning for income from anticipated future windfalls
Savings - Current accounts and savings (deposit) accounts
- Growing an Investment or Pension using a Portfolio with Asset Allocation *AdviserGo*
- How to add savings and investments to plan
- Contributions - How to set up regular savings into Savings and Investments - UK
- Default Cash Accounts - How are the cash accounts created by the software (e.g. Tom's Cash) being used?
- Savings interest tax
- Save-As-You-Earn (SAYE) Schemes - How to enter
Investments - Unwrapped investments (unit trusts), onshore and offshore bonds (life funds), ISAs, EISs, VCTs, DGTs, and trusts
- Capital Gains - Setting an Effective Purchase Value (cost basis) on Investments/Properties.
- Enter an existing Investment Bond - Life Fund Segments, Previous Withdrawals/Top-Ups
- How to enter an Unwrapped Investment - UK
- How to schedule the future purchase of a Bond, or Discounted Gift Trust - UK
- Periodic charges on a trust - UK
- How to enter a Junior ISA - UK
Pensions - Money Purchases (Defined Contribution Schemes) and Drawdown Pensions
- Annual contribution allowance for money purchase schemes and where to enter carry forward contribution allowance - UK
- Survivor's pension - setting up a specific pot for inherited pensions
- Pension spike age 75 / Lifetime Allowance tax charge. (UK)
- Step-by-Step - How to enter a money purchase pension (UK)
- Retirement Planning Options,- Default Settings (UK)
- Retirement Planning - Use money purchase benefits to buy annuity (UK)
Pensions - Final Salaries (Defined Benefit Schemes)
- How do I enter a temporary or bridging pension? - UK
- Step-by-Step - How to enter a final salary pension - UK
- Is Voyant geared towards meeting the new APTA requirements for Defined Benefit transfers?
- How do I model a Final Salary pension in payment, which is level now but escalates from a future date?
- Defined benefit schemes present or future value
- Lump Sum Options - Commutation of Pension Benefits
Pensions - State Pension Benefits
Annuities - Immediate and deferred, pension and non-pension
Property and Other Non-Liquid Assets
- Why is there a shortfall showing in my plan when the proceeds of the liquidation should be used towards the new house purchase?
- Linking - Link a property, such as a rental property to an other income - UK
- How to add a property or other non-liquid asset to a plan - UK
- Downsizing or Rightsizing a Home - UK
- Link incomes, expenses, and debts (mortgages) to properties in AdviserGo
- How to enter a tax deductible expense for a rental property
Debts - Mortgages and unsecured debts
- How to enter an Offset Mortgage - UK
- Increase or decrease future debt payments using Steps in AdviserGo
- Schedule the future payoff or a onetime overpayment on a debt
- How to show a switch in mortgage from interest only to repayment
- Can a single debt be linked to multiple properties?
- Film Partnership Income - Use an income to make debt payments (or to pay for any expense)
Lines of Credit - Equity-based and non-secured lines of credit
Loans - Repayment of money lent to external parties or to people within the plan
Protection - Term life, disability, critical illness, and long term care policies
- Disability Special Events - Loss of Income and Income Protection
- Critical Illness Special Event
- Plan showing employment income during critical illness
- Death In Service Benefit
- How to enter a policy that combines Term Life and Critical Illness cover
- Premiums - Where to view the premiums on protection policies
Transfers and Planned Withdrawals - Schedule future transfers between accounts and planned withdrawals from accounts
- Planned Withdrawals from Bonds, Life Funds - Schedule planned future withdrawals from a bond (UK)
- Withdrawal Limits / Planned Withdrawals - What is the difference between a withdrawal limit and a planned withdrawal?
- How to schedule planned withdrawals from savings, investments or a defined contribution pension (retirement account)
- Transfers - Schedule one-off or ongoing transfers between accounts or from surplus income into an account - UK
- Surplus Withdrawals - What happens to the surplus if I withdraw more than my client needs?
- Withdrawal Limits – Placing restrictions on the software’s ability to liquidate assets as needed
Estate Planning and IHT - Setting future estate distributions to inheritors and viewing these distributions and potential inheritance tax (IHT) in the Legacy overview
- How do I remove the main residence exemption for single clients?
- IHT planning features in Adviser Go
- How to enter Nil Rate Band carry forward for a widowed client - UK
- Marital status and the IHT exemption, Nil Rate Band carryover
- Leaving all or part of one's estate to charity
- Estate Credits - What Are They?
Plan Management - Managing, promoting, and updating plans
Managing Your User Account - Software preferences, your user profile, and sharing access with colleagues
Troubleshooting issues with AdviserGo
Managing client access to plans through VoyantGo
- How can I change which plans a client can view in VoyantGo?
- Inviting clients to access or build their plan in VoyantGo
- Option A - Invite your clients to access a financial plan that you have created for them
- Option A - Next steps, what your client will need to do to access their plan
- Option B - Invite your client to begin work on their own plan (use VoyantGo for initial fact finding)
- Option B - Next steps, what your client will need to do begin work on their plan in VoyantGo
Article Archive, Voyant Adviser - Older articles related to Voyant Adviser, our legacy Java-based software
- ARCHIVE - Action Items Report - What is considered an action item? **AdviserGo, UK and Ireland**
- Differences between Voyant Adviser and AdviserGo
- ARCHIVE - State Pension Age increase to 68 for those born between 6 April 1970 and 5 April 1978 **Voyant Adviser, UK**
- ARCHIVE - How to model defined benefit (DB) scheme transfers
- ARCHIVE - How to install an updated rebrand (white label) of the software **Voyant Adviser, UK and Ireland**
- Voyant Video Library
- ClientGo
- Trialing Voyant AdviserGo - Our planning software for financial professionals
- Getting Started - First steps, building your first client case in AdviserGo
- General Information and FAQs
- What's new in AdviserGo United Kingdom?
- The Home Screen - Accessing your client records
- The Dashboard - Your planning control centre
- The Timeline - Events and stages
- The Let's See Charts - Viewing and presenting plan results
- Insights - Planning simulations
- What-Ifs - Planning scenarios
- Reports - Printable reports and reporting options
- Plan Settings - Set the software's default assumptions
- Cash Flow and Taxation Essentials - About the software's calculation engine
- Integrations with our UK Software - Importing client information
- People - Your clients and their family
- Carryover Assumptions - Information on taxes and contributions that predate the start of the plan
- Goals and Expenses - Plan for current and future spending
- Legacy Expenses, Gifting - Potentially exempt transfers, charitable gifting, and their use in estate planning
- Employment Income - Current and future income from earnings
- Other Income - Income from rent, royalties, foreign earned income , or model tax-free income or incomes net of taxes
- Windfalls - Planning for income from anticipated future windfalls
- Savings - Current accounts and savings (deposit) accounts
- Investments - Unwrapped investments (unit trusts), onshore and offshore bonds (life funds), ISAs, EISs, VCTs, DGTs, and trusts
- Pensions - Money Purchases (Defined Contribution Schemes) and Drawdown Pensions
- Pensions - Final Salaries (Defined Benefit Schemes)
- Pensions - State Pension Benefits
- Annuities - Immediate and deferred, pension and non-pension
- Property and Other Non-Liquid Assets
- Debts - Mortgages and unsecured debts
- Lines of Credit - Equity-based and non-secured lines of credit
- Loans - Repayment of money lent to external parties or to people within the plan
- Protection - Term life, disability, critical illness, and long term care policies
- Transfers and Planned Withdrawals - Schedule future transfers between accounts and planned withdrawals from accounts
- Estate Planning and IHT - Setting future estate distributions to inheritors and viewing these distributions and potential inheritance tax (IHT) in the Legacy overview
- Plan Management - Managing, promoting, and updating plans
- Managing Your User Account - Software preferences, your user profile, and sharing access with colleagues
- Troubleshooting issues with AdviserGo
- Managing client access to plans through VoyantGo
- Article Archive, Voyant Adviser - Older articles related to Voyant Adviser, our legacy Java-based software